About this site
About The HENRY Plan
You earn a high income. You save. You invest. You do things — but you're not sure you're doing the right things.
That's why The HENRY Plan exists.
The problem
Personal finance advice falls into two buckets: advice for people struggling with debt, and advice for people who are already wealthy. Neither fits the HENRY — the High Earner, Not Rich Yet who makes $150K–$500K in W-2 income and needs a system tailored to that reality.
The standard flowchart was built for a $50K household. The tax code was built for business owners. HENRYs sit in the gap — earning enough to pay high taxes, not enough to hire a wealth management firm. They need a plan. An system.
The solution
The HENRY Plan is a 12-step financial system that covers everything from budgeting to the Mega Backdoor Roth. It's built for W-2 professionals whose financial lives are too complex for generic advice but too straightforward for a family office.
Each step is one focused post — readable in 10 minutes, actionable immediately. Read them in order. Execute as you go. By the end, your money has a system.
Subscribe — $15/month
The 12-step series is behind the paywall. Subscribers get full access to every post, delivered weekly, plus future content on topics like equity compensation, real estate for HENRYs, and the retire-early decision.
Questions? Reach me at andrew@thehenryplan.com. The HENRY Plan is educational content, not financial advice.